Kalamazoo Balloon Festival Auto Loan Rate Giveaway: Official Rules

The following official rules apply to the 1.99% APR* Auto Loan Rate Giveaway contest administered by BlueOx Credit Union, a division of Ignite Credit Union and Zeigler Auto Group. The promotional sponsor of all sweepstakes, contests, and other giveaways is BlueOx Credit Union, located at 115 Riverside Drive, Battle Creek, MI 49015.

Program Description/Eligibility: NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. This promotion is open to members and non-members of BlueOx Credit Union, also hereafter referred to as “the Credit Union,” age 18 and over at the time of drawing, located in any state of the United States of America. If a member with BlueOx, account must be deemed in good standing in order to be eligible to win. Employees, board members, and other officials of the Credit Union, and the immediate family members of each are not eligible. Void where prohibited by law. The Promotional Entry Period begins August 16, 2024, at 12:01 a.m. ET and ends on August 17, 2024 at 11:59 p.m. ET. There will be one winner to receive the prize of 1.99% APR eligible for auto loans 2020 and newer, $15,000 and above, for up to 60 months on one vehicle as well as their first oil change, service, and tire rotation for free at Zeigler Auto Group, with an additional $1,000 cash on Maserati or $500 on Alfa, and a YETI cooler and other travel items, and a Zeigler Die Cast NASCAR collectors’ addition car. Vehicle must be purchased through any Michigan Zeigler Auto Group locations, including Zeigler Motorsports. The giveaway prize must be used by 12/31/2024. The winner will be randomly selected and notified during the month of August. Subject to Credit Union approval. BlueOx Credit Union reserves the right to discontinue promotion at any time.

How to Enter: To enter, visit the BlueOx and Zeigler booth at the Kalamazoo Balloon Festival on August 16 -17, 2024, and submit an entry slip to the drawing. The winner will be randomly drawn from the list of submitted entries during the Entry Period. Winners will be notified via phone call or email based on the contact information provided in their account. 

No responsibility is assumed by the Credit Union for lost, late or misdirected entries or any computer, online, mail, telephone or technical malfunctions that may occur. All entries become the property of the Credit Union and will not be returned. Odds of winning a prize depend on the number of eligible entries received.

No substitution, transfer or assignment of prize permitted. All taxes and licensing fees on prizes are the sole responsibility of the prize winner, and winnings will be reported as income on earnings to the Internal Revenue Service. Furthermore, federal income tax may be due and payable at the time of prize delivery. Winners may need to file a 1099-MISC IRS form, consult your tax professional with questions.

General Conditions: Entrants agree to abide by the terms of these official rules and by the decisions of the Credit Union, which are final and binding on all matters pertaining to this contest. This contest is governed by the laws of the United States and the state of Michigan, as applicable. All federal, state and local laws and regulations apply. Prize winner may be required to execute an affidavit of eligibility and liability/publicity release within seven (7) days following the date of attempted notification. Non-compliance within this time period may result in disqualification and selection of an alternate winner. If no contact with winner has been made within three (3) days of notification, winner will be forfeited, and an alternate winner will be selected. Return of any prize/ prize notification as undeliverable may result in disqualification and selection of an alternate winner. Entrants further grant to the Credit Union the right to use and publish their proper name and state online, in print, and in any other media in connection with the contest. Acceptance of a prize constitutes permission for the Credit Union to use winners' names and likenesses for advertising and promotional purposes without additional compensation unless prohibited by law. By entering, participants agree to release and hold harmless BlueOx Credit Union, its subsidiaries, affiliates, directors, officers, employees and agents from any and all liability or any injuries, loss or damage of any kind arising from or in connection with this contest or any prize won. You may obtain a list of winners by emailing marketing@blueoxcu.org or by mailing a request for the name(s) of winners and a postage-paid envelope to: BlueOx Credit Union c/o Erin Cole, 115 Riverside Drive, Battle Creek, MI 49015.

Prize Awarding Method: When contest rules are followed and barring no other incident that would nullify the event or prize being awarded, all stated prizes will be awarded based on the requirements stated within the promotional offer channel(s) and stated within our Addendum. No cash value will be awarded if event or prize is nullified by BlueOx Credit Union or other promotional entity. 

The winner may only redeem this prize at a Michigan Zeigler Auto Group location—this includes the Kalamazoo, Plainwell, Grandville, Holland, and Lowell locations, as well as Zeigler Kalamazoo Motorsports.

Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the BlueOx Credit Union website.

Addendum: If the Kalamazoo Balloon Festival Giveaway has expired and no longer available to view, please email marketing@blueoxcu.org or mail request for copies of expired promotional contest rules to Marketing c/o BlueOx Credit Union – 115 Riverside Drive, Battle Creek, MI 49015. Please include your name, address, phone number and specific promotional sweepstakes for which official rules are requested.

^{* APR = Annual Percentage Rate}