loan rates

new and used vehicle loans
TermAPR* as Low as
Model Years 2021 to 2025
Up to 60 Months 5.99%
61 to 72 Months 6.49%
73 to 84 Months 7.49%
Model Years 2015 to 2020
Up to 60 Months 5.99%
61 to 72 Months 6.49%
73 to 84 Months 7.49%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: 3.44% APR for 60 months equals $18.17 for every $1,000 borrowed. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $15,000. 84-month financing requires a minimum loan amount of $20,000.

new and used RV and boat loans
TermAPR* as Low as
Up to 72 Months 7.99%
73 to 119 Months 8.29%
120 to 240 Months 8.99%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: 3.99% APR for 60 months equals $18.42 for every $1,000 borrowed. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $20,000. 84-month financing requires a minimum loan amount of $30,000. 120-month financing requires a minimum loan amount of $35,000.

new and used ATV, snowmobile and jet ski loans (untitled, UCC1 secured)
TermAPR* as Low as
Up to 72 Months 8.29%
73 to 119 Months 8.59%
120 to 180 Months 9.29%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: 3.99% APR for 48 months equals $22.58 for every $1,000 borrowed. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $20,000.

personal loans
TermAPR* as Low as
0 to 60 Months 10.99%
Holiday Loan Special** 8.99%

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: 9.99% APR for 48 months equals $25.37 for every $1,000 borrowed. 60-month financing requires a minimum loan amount of $10,000. The Maximum Personal Loan amount is $50,000.

**Annual Percentage Rate (APR). Fixed APRs starting at 8.99% APR based on creditworthiness. Rates as low as 8.99% are available for qualifying credit scores of 600 and above. An APR of 10.99% applies to credit scores below 600. All loans are subject to credit approval. A $2,000 loan at 8.99% APR with a 12-month term will result in monthly payments of approximately $178.33, totaling $2,139.96 with a finance charge of $139.96. Rates and terms may vary based on the applicant’s creditworthiness. Only one loan per SSN will be allowed. This promotion is subject to change without notice. Other restrictions may apply. For more details, visit blueoxcu.org or call 800.648.8035.

other loans
NameAPR* as Low as
Overdraft Line-of-Credit 13.50%
Revolving Line-of-Credit 13.50%
Home Equity Line of Credit (HELOC) 7.50%
Visa Platinum Rewards Credit Card† 12.99%
Credit Builder Step 1 Loan 18.00%
Credit Builder Step 2 Loan 15.00%
Share or Certificate (CD) Secured Loan Consult Credit Union

*APR=Annual Percentage Rate. Subject to credit approval and other conditions. Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Regular monthly payments will be determined based on the rate, term selected, and individual loan amount. Payment Example: $100,000 at 4.375% is a monthly principal and interest payment of $499.29. or $4.99 for each $1,000.00 borrowed. This is based on a loan-to-value ratio of 80% and 20% down.

†APR=Annual Percentage Rate. After the six-month introductory period, the rate is the same as the purchase rate. There are no Balance Transfers or Cash Advance fees. Foreign Transaction Fees are 1.00% of each transaction in US Dollars. If you are charged interest, the charge will be no less than $1.00. Late Payment Fees are up to $29.00 or the amount of the required minimum payment, whichever is less, if you are 15 or more days late in making a payment. In the event you fail to make a payment on time in any of the six billing cycles after the initial payment, you will be charged $40.00 or the amount of the minimum payment, whichever is less.  All rates are variable, based on Prime Rate. Actual APR based on credit history. Subject to credit approval. Rates are subject to change without notice. 0.00% Introductory APR for 6 billing cycles from the date of account opening of balance transfers. After that, the standard APR will be 12.99% to 17.50%, depending on your credit history. 

home mortgage loans

Current Mortgage Rates

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