mortgages
Congrats! If you're here, chances are you're making some moves soon. Whether that move be to purchase a new house or remodel your current home, we've got you covered. We offer many options and can be a great resource to ensure your journey is convenient, affordable, and everything else you need.
benefits of a mortgage from BlueOx Credit Union
- No application fees
- Free loan pre-approval
- 1-on-1 support to help you through the entire process
now offering! first-time homebuyer assistance with MSHDA loans
BlueOx Credit Union is now accepting MSHDA loan applications to help qualified first-time homebuyers achieve homeownership sooner.
benefits of an MSHDA loan
- Up to $10,000 in down payment and closing cost assistance
- Designed specifically for first-time homebuyers
- May help reduce the amount of cash needed upfront to purchase a home
Contact our team for current rates, eligibility requirements, and personalized guidance on whether an MSHDA loan is right for you.
Call or text 800.648.8035 to get started.
FAQs
How does my credit rating influence my home loan interest rate?
Credit scores play an important role when borrowing money. The higher your score, the lower your rate.
Worried your credit score isn't great? It's still worth talking with us! We have great tips on how to move forward and improve your score for future investments.
Do I have to get a home appraisal to get a home loan?
If you’re purchasing or refinancing a home, an appraisal is typically required, however, some borrowers may qualify for an appraisal waiver. An appraisal may not be necessary for home equity loans.
How long does the home loan process take?
We can usually close a home loan in 30 days.