personal loans

A personal loan can be used for any purpose, such as purchasing a new computer, furniture, or appliances; paying off high-interest credit cards and consolidating debt; taking a family vacation; educational funding; legal expenses; home improvements; and much more! Your good credit and a signature are all you need.
 

• Generous loan amounts for qualified members
• Terms up to 60 months*
• Competitive low annual percentage rates
• Open your loan online from start to finish

Apply Online!

Current Rates

holiday loan

Make your holidays even sweeter with a holiday loan from BlueOx Credit Union! For a limited time, we're offering up to $2,000 for as low as 8.99% APR**, allowing you to manage your upcoming holiday expenses with ease and flexibility. Whether you're planning a festive family gathering, a winter getaway, or simply want to make this season extra special - a personal loan can provide the financial boost you need! 

Stop by any of our branches or call a Member Service Advisor at (800) 648-8035 to learn more about our personal loan options!

*Rates shown are meant to serve as examples, not as an offer. For details, contact us at (800) 648-8035. Rates are subject to change without prior notification. Payment Example: 9.24% APR for 60 months equals $20.89 for every $1,000 borrowed. 48-month financing requires a minimum loan amount of $5,000. 60-month financing requires a minimum loan amount of $10,000. 72-month financing requires a minimum loan amount of $15,000. 84-month financing requires a minimum loan amount of $20,000.

**Annual Percentage Rate (APR). Fixed APRs starting at 8.99% APR based on creditworthiness. Rates as low as 8.99% are available for qualifying credit scores of 600 and above. An APR of 10.99% applies to credit scores below 600. All loans are subject to credit approval. A $2,000 loan at 8.99% APR with a 12-month term will result in monthly payments of approximately $178.33, totaling $2,139.96 with a finance charge of $139.96. Rates and terms may vary based on the applicant’s creditworthiness. Only one loan per SSN will be allowed. This promotion is subject to change without notice. Other restrictions may apply. For more details, visit blueoxcu.org or call 800.648.8035.